How can we help you?
Thinking Outside The Branch For Your Mortgage & Financial Needs.
First Time Home Buyers
Bruised Credit
Refinancing Your Home
48 Hour Equity Loans
Self Employed Approval
Investment Funding
FROM THE BEGINNING
Let Me Help You Finance Your Home
Purchasing a home is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, TMG does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.
I can help you overcome
the fears and obstacles of all related to finances and mortgages.
Candice Joy
Candice Joy – TMG Mortgage Agent FSRA #10315
Founder of The Mills Team
Expertise
I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.
Save Time
Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shipping fast, easy, and convenient.
No Charge
There’s absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder’s fee when we introduce dependable clients to a financial institution.
TYPES OF MORTGAGES
A Quick Look At Mortgage Types
There are 4 main types of loans you should know about. If you are interested in learning more click the button below.
Fixed
Fixed term with a locked in interest rate on a monthly basis.
Open
Flexibility of paying off some or entire mortgage anytime.
Variable
Adjusting rates based on fluctuations with term ranges.
Secured
Line-of-credit that allows you to access equity from your home.
what makes us for you
Just some points on why working with us makes sense
Industry Expertise
No Charge To You
One-Stop Shop
Personal Concierge
Ready To Help You
Let’s start a conversation and take care of your financial needs.
THE PROCESS
Mills Financial Group
We make working with us simple straight from the first point of contact. This means we listen to all your needs, find you the best option and make it work for your timeframe.
GET IN TOUCH
We make sure that whether you contact us by phone, email or apply for our services we get in touch soon after. We want to have a first initial call to go over details and needs.
WE GET TO WORK
Depending on your specific needs we keep you in the loop the entire time. We focus on getting any financing or other needs fulfilled in a timely matter.
BRING YOU GOOD NEEDS
We hope to get all your needs completed efficiently and have good news for you soon after we start talking. Some services take long then others but we are always working hard for you.
RECENT BLOG POSTS
Stay in the loop
We try to keep our readers in the know how with the latest industry trends and valuable information.
Maximizing Rental Income for Mortgage Financing
Navigating the intersection of rental properties and mortgage financing can be a complex yet fruitful endeavour for property investors seeking to maximize their investment returns. In this in-depth guide, we will explore strategies to use rental income effectively to...
Down Payment Assistance Programs in Canada
For many first-time homebuyers in Canada, accumulating sufficient funds for a down payment remains a significant obstacle to homeownership. In this comprehensive guide, Exploring Down Payment Assistance Programs for First-Time Homebuyers in Canada, we will delve into...
Mortgage Portability in Canada: Benefits & Considerations
As a homeowner, your life circumstances might change, leading to the need for relocation and, consequently, a new mortgage. In such situations, mortgage portability can be a valuable option, allowing the transfer of your existing mortgage to a new property while...
Interested in reading more? Explore our blogs page.
Get In Touch With The Mills Team Today
Ready To Help.
Let’s Talk
Were We Serve
We help clients in numerous local areas around Ontario
My Timings
Sat: (10 am to 5 pm)
Sunday: (Closed)